Calculates an Overall Rate of Return (OAR) for an income-producing property.
Ratio that describes the percentage of income that a lender will require a property to generate that is in addition to basic debt service.
Calculates mortgage debt yield requirement.
Calculates the equity yield produced by an income property.
Calculate a variety of loans and mortgages.
A simple technique to estimate the sale price of investment real estate (often referred to as Effective Gross Rent Multiplier or EGRM).
An estimate of the value of income-producing real estate to a particular owner/investor given the investor's desire for a return on equity and the investor's current mortgage position.
Performs various return analyses on property leases, including net present value (NPV), NPV per term, Net Uniform Series (NUS) per annuity, internal rate of return (IRR), and both US and Canadian Net Effective Rate (or Rental).
Compare monthly payments for two competing loans or mortgages.
Loan constant measures the true cost of borrowing with consideration to the effective interest rate, the payback of interest and the payback of principal. Loan constant can also be used to compare loan alternatives.
Calculates the home buyer's ability to qualify for a mortgage.
Calculates how many months it takes to pay off the cost of refinancing a loan. Money is saved on payments after the break even point.
Performs fixed-rate mortgage payment calculations, PITI/Escrow, and amortizations. Includes both conventional and Canadian mortgages.
Performs advanced fixed-rate mortgage what if scenario analysis, PITI/Escrow, amortizations, and review advanced analysis of the loan. Includes both conventional and Canadian mortgages.
Performs interest only mortgage calculations where only interest is paid until a designated date.
Forecasts a property's cash flow over a five-year period. It is assumed that the reversion year is the last year.
Analyzes property acquisitions, including mortgages, operating income, cash flows, capitalization rate (cap rate) and cash-on-cash invested.
Performs several basic investment return analyses for a property acquisition. Analysis includes Net Present Value (NPV), NPV per Term, Net Uniform Series (NUS) per Annuity, Average Rental, and Internal Rate of Return (IRR).
Allows the real estate practitioner to provide an accurate assessment of the proceeds generated by a sale of real property.
Calculates the net amount a seller could receive from the sale of real estate. Also useful for calculating the commission owed to a real estate agent.
Calculates the net amount a seller could receive from the sale of real estate in Canada. It includes all applicable national and provincial taxes, and calculates the commission owed to the agent.